When should I get a financial adviser?

Managing your own finances can be challenging, or even, at times, completely overwhelming. This is when a financial adviser comes in. 

A financial adviser can provide you with guidance to help you achieve your short and long-term financial goals. They can help you navigate the sometimes treacherous waters of money management and can offer support on the journey to a successful financial future. 

Over your lifetime, your financial plan and goals can evolve. Everything from making a career change to inheriting funds can have significant impact on your financial situation. With big change comes big decisions and having someone by your side to offer guidance can be a big help. 

When to get financial help from an adviser

In a perfect world, everyone would have financial advisers with whom they could check in once a month or call before making a big purchase or investment decision. Sure, investment apps, glossy books, robots, blogs and more blogs mean there’s a ton of financial advice out there, but is it enough and is it personalised enough to suit your unique situation?

Everyone could benefit from the skills of a financial adviser, however there are times when engaging a financial adviser becomes particularly important. These might include:

  • Feeling ‘lost’ in planning your financial future and in need of a roadmap
  • Lack of motivation to manage finances appropriately 
  • Lack of knowledge in the financial sector and the opportunities available to you
  • A need for an impartial and unemotional third-party opinion
  • A life-changing moment eg. getting engaged, married or having a baby
  • You got a promotion, new job or pay increase

Some people really don’t like managing their money. That’s totally fine, as long as you recognise it and get someone to do it for you. Paying a financial adviser might cost you now, but if paying a financial adviser saves you from making one bad financial decision a year, or helps you spot an opportunity that you overlooked, they can dramatically increase your investment returns.

What our clients say

“First class advice and service leading to real business advisory support and growth.”

Ben Hughes, EconomX

“We’ve been with Prime now for nearly 10 years and they have always strived to understand our business needs and have contributed enormously to our growth from start-up tech to product commercialisation.”

Robert Kerr, Enopte Solutions

“Prime provides us a highly personalised service covering our financial needs. Our strategic advice has been proactively provided whilst ensuring our investments are professionally managed without requiring our daily input. We feel comfortable knowing Prime is looking after our investments.”

Ian, VIC

“In working with Prime, I have been connected with a trusted ‘go to’ source of knowledge, mentorship, tools, services, contacts and – most importantly – a friend on the ground for anything related to financial decisions when feeling a little overwhelmed.”

Amy, QLD

“The team at Prime Financial provide an excellent full service offering to my organisation. Communication between teams is excellent and they genuinely put the best interests of their clients first.”

Alan King, VIC

“I am very pleased with Prime. I have called my adviser when I have questions and have always received prompt replies and all of the support I needed.”

Bob & Denise, NSW

“We are busy running our business, which takes up most of our time! To have someone we know and trust in charge of our money is so comforting. I enjoy the quick and clear communications I have with my adviser and I trust his suggestions for our investments.”

Jack and Pauline, VIC

“Prime is a lot more that an accountant to us. They are well equipped with the knowledge to help solve any problem businesses come across.”

Gavin Lowe, UDL Group

“We have worked with Prime for fifteen years as our financial adviser. Prime has always guided us through with professional advice on our financial decisions, whether it be in the local office or over the phone. We have found our adviser, Garry, has gone above and beyond the call of duty with regards to our retirement and financial matters in a friendly and caring way.”

Karen & Russell, QLD

“I find Michelle service to me is of high value. She is knowledgeable and transfers the information to me clearly. Thank you Prime.”

Kathryn, WA

“In all the years l have had to do the R&D rebate and other grants, l have never been better looked after than here at Prime. The staff are super friendly, trustworthy and keen to get me the best result that they can. I would recommend Prime to anyone who wants to use this service. You have a client for life.”

Vern Brickman, Adverto

“We have always felt that our advisor listened carefully to what we expected and responded appropriately. Livio is always interested in us as a couple and our lifestyle- we have never felt like we were bulk handled.”

Ian & Cherie, VIC

“I have been a client of Prime for just over 3 years and I am confident that the advice and service I have received during that time has been in my best interests.”

Lannette, QLD

“Opening my own business was a relatively daunting task. Prime and their extremely professional approach were essential in ensuring that it was executed properly. I would recommend Prime to anyone looking for leading advice with great customer service.”

James Reti, Reti Consulting

“I have been using Prime for many years and one of the things I appreciate most is that their advice is only a phone call away and I always feel as a customer that Prime have my best interest at heart. It is a very personal service executed by very personable and helpful individuals. My advisor feels like family I am very satisfied.”

Christopher, ACT

A unique and personal service approach to support all your business advisory and personal wealth management needs.

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