What does a financial adviser do?

A financial adviser can provide you with advice on how to achieve your financial objectives. A successful financial adviser will quickly build a strong relationship with you, helping you trust that they have your best interests in mind.

Regardless of your age, life stage or wage, a financial adviser can help you to understand the intricacies of investment, taxation, rules and regulations, and can provide you with strategies for improving and growing your wealth. A financial adviser will thrive on a deep knowledge and passion for finance and will be well-versed in financial topics. They’ll be capable of analysing and retaining substantial amounts of information and will be a good listener and decision-maker.

A financial adviser will work with you to gain relevant financial information during an initial interview, asking questions about:

  • total income
  • debt obligations
  • monthly expenses not related to debt
  • current investment holdings
  • savings account balances
  • tax liabilities
  • insurance plans
  • assets and loved ones
  • retirement and future goals

They will then analyse this information to present a realistic and meaningful financial plan based on your financial situation and short and long-term goals.

A financial adviser may provide advice on taxation but they do not typically deal with tax returns. They may, however, work with your accountant for tax efficiency purposes, analysing and providing guidance on topics such as cash flow, projected revenue, debt management or employee benefits. Each of these aspects play a role in your overall financial wellbeing, and a financial adviser can make substantial impact on your financial future.

At Prime Financial, our wealth management experts can help you identify your immediate priorities and your ideal lifestyle and retirement goals. We keep abreast of changing legislation, making the most of the opportunities available to you, as well as proactively addressing the issues that might be blocking the path to your preferred future. Our goal is to provide you with the best advice so that you can make the right decisions both now and in the years to come.

What our clients say

“First class advice and service leading to real business advisory support and growth.”

Ben Hughes, EconomX

“We’ve been with Prime now for nearly 10 years and they have always strived to understand our business needs and have contributed enormously to our growth from start-up tech to product commercialisation.”

Robert Kerr, Enopte Solutions

“Prime provides us a highly personalised service covering our financial needs. Our strategic advice has been proactively provided whilst ensuring our investments are professionally managed without requiring our daily input. We feel comfortable knowing Prime is looking after our investments.”

Ian, VIC

“In working with Prime, I have been connected with a trusted ‘go to’ source of knowledge, mentorship, tools, services, contacts and – most importantly – a friend on the ground for anything related to financial decisions when feeling a little overwhelmed.”

Amy, QLD

“The team at Prime Financial provide an excellent full service offering to my organisation. Communication between teams is excellent and they genuinely put the best interests of their clients first.”

Alan King, VIC

“I am very pleased with Prime. I have called my adviser when I have questions and have always received prompt replies and all of the support I needed.”

Bob & Denise, NSW

“We are busy running our business, which takes up most of our time! To have someone we know and trust in charge of our money is so comforting. I enjoy the quick and clear communications I have with my adviser and I trust his suggestions for our investments.”

Jack and Pauline, VIC

“Prime is a lot more that an accountant to us. They are well equipped with the knowledge to help solve any problem businesses come across.”

Gavin Lowe, UDL Group

“We have worked with Prime for fifteen years as our financial adviser. Prime has always guided us through with professional advice on our financial decisions, whether it be in the local office or over the phone. We have found our adviser, Garry, has gone above and beyond the call of duty with regards to our retirement and financial matters in a friendly and caring way.”

Karen & Russell, QLD

“I find Michelle service to me is of high value. She is knowledgeable and transfers the information to me clearly. Thank you Prime.”

Kathryn, WA

“In all the years l have had to do the R&D rebate and other grants, l have never been better looked after than here at Prime. The staff are super friendly, trustworthy and keen to get me the best result that they can. I would recommend Prime to anyone who wants to use this service. You have a client for life.”

Vern Brickman, Adverto

“We have always felt that our advisor listened carefully to what we expected and responded appropriately. Livio is always interested in us as a couple and our lifestyle- we have never felt like we were bulk handled.”

Ian & Cherie, VIC

“I have been a client of Prime for just over 3 years and I am confident that the advice and service I have received during that time has been in my best interests.”

Lannette, QLD

“Opening my own business was a relatively daunting task. Prime and their extremely professional approach were essential in ensuring that it was executed properly. I would recommend Prime to anyone looking for leading advice with great customer service.”

James Reti, Reti Consulting

“I have been using Prime for many years and one of the things I appreciate most is that their advice is only a phone call away and I always feel as a customer that Prime have my best interest at heart. It is a very personal service executed by very personable and helpful individuals. My advisor feels like family I am very satisfied.”

Christopher, ACT

A unique and personal service approach to support all your business advisory and personal wealth management needs.

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