How to start financial planning

Although your plans may change over time, it’s important to identify your immediate priorities, your ideal lifestyle and your retirement goals. It’s also a good idea to keep abreast of changing legislation, making the most of opportunities available to you, and structuring your finances accordingly. 

For this, we recommend engaging a financial adviser. It’s never too early to start planning with an adviser. 

If you’re wondering how to start with financial planning, a financial adviser will be your coach. Not only can they guide you in how to play the game of building up your finances, they’ll be able to keep you motivated and on track for achieving your financial goals. 

A financial adviser comes with:

  • Experience and skill
  • Specialist knowledge
  • Coordination of financial services
  • Time to dedicate to growing your wealth

To engage a financial adviser, contact us to schedule a no-cost initial meeting. This meeting will give you the opportunity to get to know your financial adviser and determine if you want to take the next step. 

From here, your financial adviser will get to know your current financial situation, as well as your short and long term financial goals. This will help them identify solutions to help you achieve these goals. Next, your financial adviser will prepare and present to you a financial plan and investment strategy and will talk you through how to make informed decisions to grow your financial wealth. 

Starting financial planning

When you start to explore financial planning, you gain a greater understanding of where you want to be in five, ten, and twenty years. You can maximise the use of:

  • Superannuation and SMSF structures
  • Transition to retirement strategies
  • Pensions, including accumulation to pension phase
  • Franking credits
  • Cash flow analysis
  • Investigation of social security considerations

Your financial adviser can help you with:

  • Retirement planning
  • Direct shares – buying and selling
  • Superannuation
  • Estate planning
  • Insurance – life, trauma, income protection and disability cover
  • Investing
  • Wealth accumulation
  • Debt management
  • Social security

You’ll be given the best advice to make the right decisions for you and your family’s future.

What our clients say

“First class advice and service leading to real business advisory support and growth.”

Ben Hughes, EconomX

“We’ve been with Prime now for nearly 10 years and they have always strived to understand our business needs and have contributed enormously to our growth from start-up tech to product commercialisation.”

Robert Kerr, Enopte Solutions

“Prime provides us a highly personalised service covering our financial needs. Our strategic advice has been proactively provided whilst ensuring our investments are professionally managed without requiring our daily input. We feel comfortable knowing Prime is looking after our investments.”

Ian, VIC

“In working with Prime, I have been connected with a trusted ‘go to’ source of knowledge, mentorship, tools, services, contacts and – most importantly – a friend on the ground for anything related to financial decisions when feeling a little overwhelmed.”

Amy, QLD

“The team at Prime Financial provide an excellent full service offering to my organisation. Communication between teams is excellent and they genuinely put the best interests of their clients first.”

Alan King, VIC

“I am very pleased with Prime. I have called my adviser when I have questions and have always received prompt replies and all of the support I needed.”

Bob & Denise, NSW

“We are busy running our business, which takes up most of our time! To have someone we know and trust in charge of our money is so comforting. I enjoy the quick and clear communications I have with my adviser and I trust his suggestions for our investments.”

Jack and Pauline, VIC

“Prime is a lot more that an accountant to us. They are well equipped with the knowledge to help solve any problem businesses come across.”

Gavin Lowe, UDL Group

“We have worked with Prime for fifteen years as our financial adviser. Prime has always guided us through with professional advice on our financial decisions, whether it be in the local office or over the phone. We have found our adviser, Garry, has gone above and beyond the call of duty with regards to our retirement and financial matters in a friendly and caring way.”

Karen & Russell, QLD

“I find Michelle service to me is of high value. She is knowledgeable and transfers the information to me clearly. Thank you Prime.”

Kathryn, WA

“In all the years l have had to do the R&D rebate and other grants, l have never been better looked after than here at Prime. The staff are super friendly, trustworthy and keen to get me the best result that they can. I would recommend Prime to anyone who wants to use this service. You have a client for life.”

Vern Brickman, Adverto

“We have always felt that our advisor listened carefully to what we expected and responded appropriately. Livio is always interested in us as a couple and our lifestyle- we have never felt like we were bulk handled.”

Ian & Cherie, VIC

“I have been a client of Prime for just over 3 years and I am confident that the advice and service I have received during that time has been in my best interests.”

Lannette, QLD

“Opening my own business was a relatively daunting task. Prime and their extremely professional approach were essential in ensuring that it was executed properly. I would recommend Prime to anyone looking for leading advice with great customer service.”

James Reti, Reti Consulting

“I have been using Prime for many years and one of the things I appreciate most is that their advice is only a phone call away and I always feel as a customer that Prime have my best interest at heart. It is a very personal service executed by very personable and helpful individuals. My advisor feels like family I am very satisfied.”

Christopher, ACT

A unique and personal service approach to support all your business advisory and personal wealth management needs.

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